Expert Advice on Life Insurance
Life happens, and often at the most inconvenient time.
Most clients I speak with don’t know where to start when it comes to life insurance. They think it will be a difficult and scary process.
As someone very familiar with the matter, I can assure you, having a policy provides peace of mind and is easier than you might think.
There are two different types of policies:
- Term Life Insurance (lasts 10, 20, or 30 years)
- Universal (permanent) Life Insurance.
Most clients I speak to are interested in term life insurance because this is a policy which will typically get them to retirement or will cover them until the kids are out of the house and/or the mortgage is paid off.
When speaking to new clients about life insurance, here are a couple of things I ask them to think about:
- Think about your mortgage, car payments, and bills, etc. What would it cost to keep your family just as they are now financially if something were to happen?
- Do you want a plan you can put into place and not think about again? Or do you want a plan that offers things such as benefits for critical, chronic or terminal illness?
After getting a sense of what you want to protect we can then look at products and an application.
Putting a policy in place can protect your assets and loved ones. With a trusted insurance adviser to help you through the process, your life insurance fears can be dealt with, potentially providing a well-planned solution at a time when the unexpected happens and you can’t be there.
Call me today at 888.724.2124 or Get a Quote Here!
