When you have home and auto insurance, you have some liability coverage, but having more is always a good idea. When you get umbrella insurance, you can have more of this coverage that you need to stay protected against serious accidents. This type of insurance is a good way to stay covered against the worst accidents that could happen. Call us at Alta Vista Insurance Agency in Carlsbad, CA to get started with umbrella insurance.
More Liability Coverage
Your home and auto insurance both come with liability coverage. However, they often have very little of it. If there were to be a serious accident, it might not be enough to pay for the accident that happens either with your vehicle or in your home. When this happens, it can leave a lot of bills behind for you to pay. Umbrella insurance adds an enormous amount of liability coverage to both of those policies at the same time. It’s a great way to be better covered every day. Serious accidents do happen, and it’s best to be covered against them.
How It Works
When your home or auto policy has paid as much as it can toward an accident, it could leave an overage for you to pay. That’s where your umbrella policy comes in. It pays that overage, so you don’t have to pay it out of pocket. These policies come with huge amounts of coverage, so it’s unlikely that the maximum would be reached, giving you enormous protection against expensive accidents.
Get Umbrella Insurance in Carlsbad
You may not have enough liability coverage if you don’t have umbrella insurance. We can help you get better coverage. Contact us at Alta Vista Insurance Agency in Carlsbad, CA, to find out more and to get started.
