Health insurance can cover most of the costs of pregnancy-related healthcare and the delivery of your new baby. These include blood tests, visits with your OB-GYN, ultrasounds, delivery, and newborn care. However, you’ll want to purchase this coverage in advance to ensure your policy can cover expenses as soon as you get pregnant.
When, Where, and How to Purchase Insurance Coverage for Pregnant Women
You can purchase coverage for pregnant women during the open enrollment period. This lasts from November 1 to January 15. If you miss this window, you’ll want to see if you qualify for special enrollment. You can purchase health insurance at any time of the year if you’ve had a major life change up to 60 days before requesting special enrollment. Such life changes can include getting married or divorced, moving to a new zip code area, losing coverage due to employment changes, significant changes in income, or turning 26 and aging out of a parent’s health insurance plan. Alternatively, Carlsbad, CA, residents can apply for Medicare or CHIP coverage at any time if they meet specific income requirements.
Health Insurance from Alta Vista Insurance Agency
Alta Vista Insurance Agency is based in Carlsbad, CA. We’re a full-service, independent agency that specializes in helping people in the Golden State find the best health insurance plan for any stage of life. If you’re considering getting pregnant or already expecting a baby, our agents can help you review your options and pick the coverage that will best meet your needs. Get in touch with us today to start the process of getting the top-tier health insurance you need and deserve.
