When you are renting a home, you always need to keep renters’ insurance in order to protect yourself and your wallet. If you rent and don’t yet have renters’ insurance, give us a call now at Alta Vista Insurance Agency in Vista, CA.

Coverage for Your Belongings

If you have a home full of items, you aren’t alone. We all like to have our things around us, and it can be upsetting not to. If there were an incident that harmed your belongings, ruining or destroying them, your renters’ insurance policy would help you to pay for replacements for everything lost. This can help you significantly by getting you back on your feet financially after a disaster or other incident.

Coverage for Your Liability

If you rent a home, you don’t own it, so there are certain things that you don’t have to insure, such as the dwelling itself. However, since you are living in it, you can be held liable for someone else’s injuries if they should have an accident in your home. This can be unlimited amounts of medical bills, even if the accident wasn’t that bad. With your renters’ insurance, these bills get paid by the policy up to the maximum amount on the policy.

Protection for Yourself

If something major like a disaster happened that caused serious damage to your rented home, you don’t have to live in it while it’s being fixed. A home that is uninhabitable may be your only option if you can’t afford to pay to live somewhere else while the repairs are being completed. However, your renters’ insurance policy will pay for you to do so.

Protect Your Home

If you rent and don’t have a renters’ policy yet, contact us right away at Alta Vista Insurance Agency in Vista, CA to speak to an agent.