Although glamorized by popular T.V. networks, hoarding is very dangerous. Hoarding affects every aspect of your life; even your insurance. Here are three risks hoarding has on your insurance.
1. Home: Although rare, an inspection on your house could occur. If your home has any safety hazards, and you do not fix them, your insurance policy could be cancelled.
2. Health: Cleanliness is important! When there is extra debris build up in your home, it could cause mold and other harmful bacteria’s to grow in your home, which could cause dangerous health problems. If this is found during an inspection, it could cause your insurance rates to climb.
3. Fire: Having too much clutter around a stove, power outlet or even a heating vent, and this is brought up to inspectors, you could be at risk of not only a dangerous fire, but also a higher insurance rate.
